![]() How long does a pending Direct Deposit take on Cash App.Eligibility to Mobile Deposit a Check on Cash App.Initiate the mobile check deposit feature Inc, and can be used everywhere Visa debit cards are accepted. The Card Premium Bank Account is a checking account established by, and the Premium Visa® Debit card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. See your Deposit Account Agreement for details. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. Your wireless carrier may charge a fee for message and data usage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Unapproved checks will not be funded to your account. Fees apply for approved Money in Minutes transactions funded to your account. All checks are subject to approval for funding in Ingo Money’s sole discretion. ![]() Approval review usually takes 3 to 5 minutes but can take up to one hour. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Mobile Check Capture is a service provided by First Century Bank, N.A. See the Accountholder Agreement for more details. While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. Once enrolled, you may opt-out at any time however, you are responsible to repay any overdrawn amounts on your Account even if you opt-out of the service. This service may be expensive, so we encourage you to research alternatives before enrolling. Contact Customer Service or log in to your Account for full terms and conditions that apply, including eligibility requirements and standard overdraft practices. For example, we may not pay an overdraft if you fail to meet the eligibility requirements or attempt too many transactions or transactions that create too large of an overdraft. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. Any negative balance must be repaid within thirty (30) days. Once you enroll and meet eligibility requirements, you will be charged a $15.00 fee for each purchase or transaction settlement greater than $5.00 that occurs while your Account available balance is overdrawn beyond the $10.00 Balance Buffer, up to four (4) Overdraft Protection Services Fees per calendar month. The Overdraft Protection (“ODP”) Service is an optional service made available to eligible Customers by Pathward. Direct Deposit and earlier availability of funds are subject to payer's support of the feature and timing of payer's funding. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward will be aggregated up to the coverage limit, currently $250,000.00. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. ![]() Savings Account funds are withdrawn through the Premium Bank Account and transaction fees could reduce the interest earned on the Savings Account. You must receive one (1) payroll or government benefits direct deposit to be eligible to open a Savings Account. The minimum daily balance required to obtain the advertised APY is $10. The minimum balance required to open the Savings Account is $10. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Standard data rates, fees, and charges may apply.
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